Hidden Gem of the Gulf: Perdido Key’s Beach Vacation Delights

Are you dreaming of a memorable beach vacation that caters to the entire family? Look no further than Perdido Key, a hidden paradise nestled along the Gulf Coast of Florida. With its pristine white sandy beaches, crystal-clear turquoise waters, and an array of family-friendly activities, Perdido Key is the perfect location for your next family getaway. Let’s explore the reasons why this coastal gem should be at the top of your vacation destination list.
  1. Unspoiled Beaches: Perdido Key boasts some of the most breathtaking and unspoiled beaches in the region. With its sugar-white sand and gentle waves, these shores provide the perfect setting for family fun. Build sandcastles, take long walks along the shore, or simply relax under the warm sun while the kids splash in the inviting waters.
  2. Safe and Family-Friendly Atmosphere: When it comes to family vacations, safety is paramount. Perdido Key offers a serene and family-friendly environment that allows you to unwind and enjoy quality time with your loved ones. The calm waters and designated swimming areas ensure a worry-free beach experience for children, allowing parents to relax and soak up the natural beauty around them.
  3. Abundance of Outdoor Activities: Perdido Key is a haven for outdoor enthusiasts, providing a plethora of activities to keep the whole family entertained. Embark on a kayaking adventure through the peaceful waters, go paddleboarding along the coast, or rent bicycles to explore the scenic trails. From snorkeling to boating excursions, there’s something for everyone to enjoy amidst the stunning natural surroundings.
  4. Wildlife Encounters: For an unforgettable experience, Perdido Key offers numerous opportunities to encounter wildlife up close. Take a boat tour to spot playful dolphins leaping through the waves or marvel at the magnificent seabirds soaring above. Nature trails and preserves allow families to observe unique coastal ecosystems and the diverse flora and fauna that call this area home.
  5. Family-Friendly Attractions: Beyond the beach, Perdido Key offers a variety of family-friendly attractions. Visit the Gulf Islands National Seashore, where you can explore historic forts and learn about the area’s rich heritage. Discover the wonders of marine life at the National Naval Aviation Museum, featuring interactive exhibits and captivating displays. Additionally, amusement parks and mini-golf courses provide endless entertainment for kids of all ages.
  6. Delectable Dining Options: A family vacation is incomplete without delicious dining experiences. Perdido Key boasts a wide array of restaurants and eateries, ranging from casual beachfront cafes to upscale dining establishments. Indulge in fresh seafood delicacies, savor mouthwatering Southern cuisine, and treat your taste buds to the flavors of the Gulf Coast.
  7. Proximity to Other Destinations: Perdido Key’s prime location allows for convenient exploration of nearby attractions. Take a short drive to the vibrant city of Pensacola, where you can visit the historic downtown district or catch a Blue Angels air show. Or head west to Orange Beach, Alabama, for more beachfront adventures and family-friendly attractions. Perdido Key serves as an excellent base for discovering the wonders of the Gulf Coast region.

Perdido Key, with its pristine beaches, family-friendly atmosphere, abundant outdoor activities, and proximity to other attractions, offers everything you need for a perfect family beach vacation. Perdido Key’s charm lies in its ability to create lasting memories and foster a sense of togetherness.

Whether you’re watching a mesmerizing sunset together, building sandcastles with the kids, or simply enjoying a leisurely stroll along the shoreline, Perdido Key provides the backdrop for cherished moments that will be treasured for years to come. Embrace the tranquility, embrace the adventure, and embark on a family beach vacation in Perdido Key—a destination that promises endless joy, relaxation, and the opportunity to reconnect with your loved ones amidst the beauty of the Gulf Coast.

At Pointe South Real Estate, we understand the allure and magic of Perdido Key and its neighboring communities. Our dedicated team is passionate about helping you find the perfect home that suits your unique needs and desires. Whether you’re searching for a beachfront property with breathtaking views, a cozy coastal cottage, or a spacious family home, we have a wide range of listings and expertise to guide you through the real estate process. With our deep knowledge of the local market and commitment to exceptional customer service, we are here to make your dream of owning a home in Perdido Key or nearby a reality.

Let Pointe South Real Estate be your trusted partner as you embark on this exciting journey of finding your ideal home or condo along the enchanting Gulf Coast.

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

Unleash Success: Rental Property Triumphs on the Gulf Coast

Imagine waking up to the soothing sound of waves crashing against the shore, knowing that your property isn’t just a picturesque oasis – it’s a smart investment. Welcome to the world of rental property ownership along the stunning Alabama and Northwestern Florida coast, where every sunrise brings not only breathtaking views but also the promise of financial growth.

Owning a rental home isn’t just about having a slice of paradise to call your own; it’s about unlocking a multitude of benefits that can lead to long-term wealth and security. As your trusted real estate partner, we’re here to shed light on the incredible advantages that come with being a rental property owner. From passive income streams that flow in even as you sleep to the art of tenant screening that ensures your property is well-cared for, we’re excited to guide you through the journey of turning properties into powerful investment assets.

So, whether you’re a seasoned investor seeking to expand your portfolio or a first-timer ready to dip your toes into the world of real estate, let’s explore how rental property ownership can pave the way to financial freedom.

Join us on this exciting adventure as we dive deep into the world of rental property investment along the enchanting Gulf Coast.

The Perfect Property Match: We’re not just about real estate; we’re matchmakers between you and the investment property of your dreams. Our expert Pointe South team helps you find that ideal gem that aligns with your goals and financial aspirations. From cozy beachside condos to charming vacation getaways, we’ve got options as diverse as the stunning Gulf Coast itself. Start your search here: For Sale on the Gulf Coast

Invest with Confidence: We know the ins and outs of rental property investment like the back of our hand. Let us guide you through the rental market trends, ensuring you’re armed with the latest insights to make informed decisions. Our goal is to set you up for success right from the start, with properties that promise not only picturesque views but also healthy returns.

Tenant Screening Excellence: Quality tenants are the backbone of a thriving rental venture. Our stringent tenant screening process guarantees reliable renters who treat your property as their own. Say goodbye to sleepless nights worrying about late payments or property damage – we’ve got you covered.

Cash Flow Brilliance: Let’s talk about that sweet sound of cash flow – the heartbeat of rental investments. Our strategic management ensures your property remains a cash flow generator, with expert oversight on everything from maintenance to rent collection. Sit back, relax, and watch your investment flourish.

As you ride the waves of this rental property investment journey, know that your aspirations are within reach. With each property you add to your portfolio, you’re not just acquiring a physical space – you’re embracing a wealth-building strategy that has the potential to transform your financial landscape. The Gulf Coast’s allure goes beyond its breathtaking scenery; it carries the promise of passive income streams that can provide financial security for you and generations to come.

From tenant screening that ensures peace of mind to rental market insights that keep you ahead of the curve, our commitment here at Pointe South is to empower you every step of the way. Your dream of building a profitable rental property empire is no longer a dream – it’s a tangible path to success that we’re honored to walk with you.

So, whether you’re drawn to the Gulf Coast’s charm, seeking the thrill of real estate investments, or yearning for a secure future, you’ve embarked on a remarkable journey. The sunsets over the coastline serve as a reminder that your financial goals are as attainable as the horizon – endless and full of promise.

Get ready to turn properties into prosperity and dreams into realities. Let’s ride these waves of opportunity together and craft a legacy that will stand strong against the tides of time. Reach out today, and let’s make waves in the world of rental property investment! So, if you’re ready to ride the wave of rental property investment, join us on this exciting journey. Reach out today and let’s start turning those investment dreams into a sun-soaked reality!

With Pointe South Rentals and Real Estate, you’re not just finding a place to live; you’re finding a property that meets your needs.

Call or email us today to begin your property search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

5 Blissful Concerts: This Month’s Hottest Gulf Coast Beats

The Gulf Coast isn’t just a haven for stunning beaches and breathtaking sunsets; it’s also a hub for unforgettable concerts that amplify the region’s pulsating heartbeat. At Pointe South Rentals & Real Estate, we believe that music has the power to bring people together, create cherished memories, and infuse life with vibrant energy. As we dive into the rhythm and soul of five major shows to grace our shores in the next month, we’re here to celebrate the incredible benefits that these bring to both our community and the spirited concertgoers who make the journey.

So, let’s harmonize the coastal beauty with the symphony of melodies, because at the end of the day, it’s not just about the destination – it’s about the experiences that become the soundtrack of our lives.

Let’s dive into the awesome concerts happening along the Gulf Coast! Get ready for some toe-tapping beats and good vibes:

1. Eric Church in Concert

📅 Date: Thursday, Aug 17th @ 7pm 📍 Location: The Wharf Amphitheater – Orange Beach, FL 🎵 Headliners: Eric Church with Lainey Wilson and Jackson Dean 🌐 Check out the lineup and get your tickets here

While You’re Here: Before the jam starts, catch a stunning sunset cruise along the backwaters of Orange Beach. Don’t forget your camera – this is a memory you’ll want to capture.

2. Jason Aldean: The Highway Desperado Series

📅 Date: Saturday, Aug 26th 📍 Location: The Wharf Amphitheater – Orange Beach, AL 🎵 Featuring: Mitchell Tenpenny, Corey Dent + Dee Jay Silver 🌐 Reserve your spot here

3. Turnpike Troubadours

📅 Date: Saturday, Sept 2nd 📍 Location: The Wharf Amphitheater – Orange Beach, AL 🎵 Special Guest: Muscadine Bloodline 🌐 Get ready to dance the night away

4. For Those About to Rock Show

📅 Date: Saturday, Sept 9th 📍 Location: The Hangout – Gulf Shores, FL 🎵 4 hours of the best Rock & Roll songs from the biggest bands: Bon Jovi, Def Leppard, Led Zeppelin, Foo Fighters, Guns n’ Roses, Aerosmith, Journey, and more! 🌐 Come and join the fest

5. Soulja Boy

📅 Date: Thursday, Sept 14th 📍 Location: Vinyl Music Hall – Pensacola, FL 🌐 Feel the rhythm, feel the vibes

While You’re Here: Unwind post-party at the Big Lagoon State Park. Rent a kayak and paddle through the serene waters, or simply chill by the lagoon with a picnic.

Whether you’re into rock, jazz, country, reggae, or electronic beats, the Gulf Coast is alive with music. Don’t miss out on these epic events – book your tickets, pack your sunscreen, and get ready for a melodious adventure!

As the music fades and the concert vibes linger, remember that the same energy and dedication you experience at these Gulf Coast concerts can be found in every aspect of Pointe South Rentals & Real Estate. We’re more than just a real estate office – we’re your partners in finding your dream coastal property, whether it’s a charming home near the beach, a vacation rental to create lasting memories, or an investment opportunity with the “Pointe South Difference.”

Just as these concerts enrich your Gulf Coast experience, let us enrich your real estate journey. Our doors are open, our team is eager, and we’re here to ensure that your Gulf Coast aspirations become a harmonious reality. Reach out to us, because with Pointe South, you’re not just finding property – you’re finding your own piece of paradise along the Gulf Coast.

As you check off your August to-do list, remember that Pointe South is here to help you make the most of every moment along the Gulf Coast.

Looking for a home along the coast to make your own? Call or email us today to begin your home search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

Seize the Gulf Coast: 10 August To-Dos with a Twist of Fun!

Living along the picturesque Gulf Coast comes with its own set of unique charms and challenges, and as the calendar flips to August, it’s time to prepare for the latter half of summer and the transition into early fall. With the combination of warm weather, occasional storms, and outdoor activities aplenty, your August to-do list becomes an essential guide to ensure you make the most of this vibrant coastal lifestyle.

Here’s a comprehensive checklist of tasks to tackle this August, starting with the not-so-fun stuff:

1. Hurricane Preparedness: Somebody has to say it… August marks the peak of the Atlantic hurricane season, so it’s crucial to have a well-thought-out hurricane preparedness plan in place. Check and replenish your emergency supplies, including non-perishable food, water, flashlights, batteries, and first aid kits. Review your evacuation route and communicate your plan with family members. Stay informed about weather forecasts and any potential storm developments.

2. Lawn and Garden Care: The coastal climate can be challenging for maintaining a lush garden, so August is the ideal time to assess your landscaping needs. Trim overgrown plants, remove dead branches, and consider adding native, drought-resistant plants to your garden. Regular watering and mulching will help your plants thrive in the summer heat.

3. Beach Readiness: The coast is famous for its stunning beaches, so ensure you’re ready for countless hours of sun and sand. Stock up on sunscreen, beach towels, umbrellas, and plenty of hydration. Create a designated beach bag to keep your essentials organized and ready to go whenever you decide to hit the shore.

4. Pest Control: Warmer temperatures often bring an increase in insect activity. Protect your home by checking for any gaps or cracks that pests might use to enter. Consider scheduling a professional pest control service to prevent infestations and maintain a comfortable living environment.

5. Energy Efficiency: August can bring high energy bills due to increased air conditioning usage. To keep costs down, make sure your home is well-insulated. Seal any drafts around windows and doors, and consider installing a programmable thermostat to regulate indoor temperatures efficiently. Here is a recent article to assist you in your Thermostat Search.

6. Outdoor Entertainment: Take full advantage of the mild August evenings by hosting outdoor gatherings. Whether it’s a barbecue, bonfire, or stargazing session, create a cozy and inviting outdoor space. Check your patio furniture for wear and tear, and spruce up the area with some comfortable cushions and lighting.

7. Fishing and Water Activities: If you’re a fan of fishing or water sports, August offers prime conditions. Research the best fishing spots and ensure your gear is in excellent condition. Whether you’re boating, paddleboarding, or kayaking, remember to follow safety guidelines and wear appropriate safety gear.

8. Back-to-School Prep: As August signals the end of summer break, parents need to start preparing for the upcoming school year. Shop for school supplies, uniforms, or clothing, and establish a routine that eases the transition from lazy summer days to a more structured schedule.

9. Preserve Memories: August is a month of memorable experiences, so don’t forget to document these moments. Capture photos of beach days, family outings, and backyard adventures. Create a scrapbook or digital album to relive these memories for years to come.

10. Gratitude and Relaxation: Amidst the hustle and bustle, take time to appreciate the beauty of Gulf Coast living. Spend moments outdoors appreciating the stunning sunsets, tranquil waves, and the simple joys of nature. Practicing mindfulness and relaxation techniques can help you fully savor the summer season.

In conclusion, your August to-do list along the Gulf Coast is a blend of practical preparedness and enjoying the natural wonders that this region has to offer. By taking care of hurricane readiness, home maintenance, outdoor fun, and personal relaxation, you’ll be ready to make the most of this vibrant and diverse coastal lifestyle. And when it comes to finding the perfect rental property or real estate investment along the Gulf Coast, Pointe South Rentals & Real Estate stands as your trusted go-to partner. Our expertise in the local market, paired with a deep understanding of the unique Gulf Coast living, can guide you toward a seamless transition into this captivating way of life.

As you check off your August to-do list, remember that Pointe South is here to help you make the most of every moment along the Gulf Coast.

Looking for a home along the coast to make your own? Call or email us today to begin your home search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

5 Most Effective Ways to Save Money While Moving

Moving to a new home is an exciting but often expensive endeavor. From hiring movers to purchasing packing supplies, the costs can quickly add up. However, with a little planning and resourcefulness, you can significantly reduce the financial burden associated with moving.

In this blog, we will explore five practical ways to save money while moving.

  1. Declutter and Sell Unwanted Items:

One of the best ways to save money while moving is by decluttering your belongings. Take the time to go through each room and identify items you no longer need or use. Consider hosting a garage sale or utilizing online platforms to sell these unwanted items. Not only will this help you generate extra cash, but it will also reduce the overall volume of your belongings, potentially leading to lower moving costs.

  1. Plan Ahead and Compare Moving Services:

When it comes to hiring movers or renting a moving truck, it pays to plan ahead and compare prices. Research different moving companies and request quotes from multiple providers. Take into account factors such as reputation, insurance coverage, and customer reviews. By exploring your options and negotiating prices, you can potentially save a significant amount of money on your moving expenses.

  1. Utilize Free Packing Materials:

Packing supplies can be costly, especially when you need numerous boxes, tape, and bubble wrap. To save money, explore alternative sources of packing materials. Visit local grocery stores, bookstores, or liquor stores and inquire about free boxes they may have. Utilize old newspapers, magazines, or clothing to wrap fragile items instead of purchasing expensive packing paper or bubble wrap. By being resourceful, you can cut down on these often overlooked expenses.

  1. Opt for Self-Packaging:

If you’re looking to save on moving costs, consider packing your belongings yourself. While it requires more time and effort, self-packaging eliminates the need for professional packing services, which can be quite expensive. Enlist the help of friends and family, gather packing materials in advance, and start packing well ahead of your moving date. Label boxes carefully to make unpacking easier at your new location. Here is a great resource with videos and tips on how to maximize space when packing.

  1. Plan Your Utilities and Subscriptions:

Avoid unnecessary expenses at your new place by planning your utilities and canceling or transferring subscriptions in advance. Contact your service providers to schedule disconnection or transfer of utilities like electricity, gas, water, internet, and cable. Additionally, review your subscriptions for magazines, streaming services, gym memberships, or any other recurring expenses. Cancel or adjust them to align with your new budget and location.

Moving doesn’t have to break the bank. By implementing these five practical tips, you can significantly reduce the financial strain associated with the moving process. Remember to declutter and sell unwanted items, compare moving services, utilize free packing materials, opt for self-packaging, and plan your utilities and subscriptions. These strategies will help you save money and make your move smoother.

At Pointe South Rentals and Real Estate, we understand the importance of finding affordable housing options that fit your budget. Whether you’re looking for a rental property or considering buying a home, our dedicated team can assist you in finding the perfect solution. Contact us today to explore our extensive listings and take advantage of our expertise in the rental and real estate market. Let us help you make your move a cost-effective and stress-free experience.

Remember, with Pointe South Rentals and Real Estate, you’re not just finding a place to live; you’re finding a home that meets your needs and saves you money in the process.

Call or email us today to begin your home search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

5 Ways Having A Buyers Agent Protects You During A Sale

Having a Pointe South Buyers Agent by your side when purchasing a property is a crucial step in protecting your interests as a buyer. A Buyer’s Agent is a licensed real estate professional who works exclusively on behalf of the buyer, advocating for their needs and ensuring a smooth and successful transaction. One of the key benefits of having a Pointe South Buyer’s Agent is their expertise and knowledge of the local real estate market. They possess a deep understanding of current market conditions, comparable sales, and neighborhood trends, which empowers them to provide valuable insights and guidance throughout the buying process.

Additionally, a Buyers Agent serves as a skilled negotiator, working to secure the best possible terms and price for the buyer. They have the expertise to identify potential issues or red flags in a property and can help buyers make informed decisions. Furthermore, a Buyer’s Agent acts as a buffer between the buyer and the seller, handling all communication and ensuring that the buyer’s interests are protected at all times.

With the help of a buyers agent from Pointe South, you can be confident that your interests are protected throughout the homebuying journey.

  1. Giving you a complete analysis of the property, as well as pointing out flaws and future “big ticket” repair items that may need attention, and other concerns: water stains, cracks, old windows, foundation or settling issues, and old mechanicals.
  2. Thoroughly researching the neighborhood in order to determine value, and suggest a good starting point (while recommending an upper limit) for an offer.
  3. Negotiating on your behalf. In our current market, your Pointe South agent should be aggressive and help you submit a competitive offer to win a multiple-offer situation while helping to ensure that you don’t get into something you may regret later.
  4. A real estate agent not only helps you choose the right inspector but also helps you review the home inspection report and negotiate repairs with the seller. Home inspections are a critical part of the buying process.
  5. Large local network. Your Pointe South agent refers you to other trusted professionals, along with a title company or closing attorney, a reputable mortgage lender, and anyone else you may need, even if it’s after you move in!

How often does a buyer go through the homebuying process? Maybe 2-3 times in a lifetime. How many times does a good agent go through the process? 20-40+ times a year! It’s crucial to have a trusted agent on your side advocating for you, representing your best interests 100% of the time, and guiding you throughout the process. Ultimately, having a Buyer’s Agent provides peace of mind, knowing that you have a dedicated professional advocating for your best interests and safeguarding your investment as a buyer.

At Pointe South Rentals and Real Estate, our mission is to be the ultimate resource for all your real estate needs. Whether you’re looking to buy, sell, or rent a property in the beautiful Pensacola area, we are dedicated to providing exceptional service and helping you navigate the real estate market with ease. With our team of experienced professionals, extensive knowledge of the local market, and a commitment to client satisfaction, we strive to exceed your expectations. We understand that buying or renting a property is a significant decision, and we are here to guide you every step of the way, offering personalized attention and expert advice.

Trust Pointe South Rentals and Real Estate to be your trusted partner in achieving your real estate goals.

If you happen to be driving by on your way to something fun, don’t forget to stop by our Pointe South office for a list of available properties or to just say “hello!” We are always here to help! Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

Unlocking the Mystery: Demystifying Closing Costs for Homebuyers

Closing day is a crucial step in the home buying process, and understanding real estate closing costs is essential for buyers to be fully prepared. This blog provides a summary of real estate closing costs for buyers and highlights the value of leaning on Pointe South Real Estate and their team of experienced agents for guidance and support.

Real estate closing costs encompass various fees and expenses that buyers incur when finalizing a home purchase. These costs include loan origination fees, appraisal fees, title insurance, attorney fees, and more. With Pointe South Real Estate by their side, buyers can rely on their team of knowledgeable agents who can help them navigate these costs and provide valuable insights. Budgeting for closing costs is a crucial aspect of being prepared on closing day, and Pointe South Real Estate agents can assist buyers in this area as well. With their extensive experience, the agents can provide buyers with a realistic estimate of the closing costs they should anticipate, helping them set aside the necessary funds.

Buyers can rely on their agent to keep them informed about the exact amount due on closing day and the acceptable forms of payment, ensuring a seamless transaction.

Key Point: Make sure you get an estimate of closing costs before hand. Closing costs are out of pocket and are not rolled into your mortgage. Closing costs are separate from the down payment and the amount will be in the thousands. You want to know you have the funds to cover everything.

Here’s a review of many of the common fees.

Origination: The fee the lender and any mortgage broker charges the borrower for making the mortgage loan. Origination services include taking and processing your loan application, underwriting and funding the loan, and other administrative services.

Points: Points are a percentage of a loan amount. For example, when a loan officer talks about one point on a $100,000 loan, this is 1 percent of the loan, which equals $1,000. Lenders offer different interest rates on loans with different points. You can make three main choices about points. You can decide you don’t want to pay or receive points at all. This is a zero-point loan. You can pay points at closing to receive a lower interest rate. Alternatively, you can choose to have points paid to you (also called lender credits) and use them to cover some of your closing costs.

Underwriting: Paid to the lender, this fee covers the cost of researching whether or not to approve you for the loan.

Appraisal: This charge pays for an appraisal report made by an appraiser.

Credit report: This fee covers the cost of a credit report, which shows your credit history. The lender uses the information in a credit report to help decide whether or not to approve your loan and how much money to lend you.

Flood determination: This is paid to a third party to determine if the property is located in a flood zone. If the property is found to be located within a flood zone, you will need to buy flood insurance. The insurance is paid separately.

Home inspection: Fee to verify the condition of a property and to check for home repairs that may be needed before closing.

Pest inspection: This fee is to cover inspections for termites or other pest infestation of your home.

Survey: The lender may require that a surveyor conduct a property survey. This is a protection to the buyer as well. Usually the buyer pays the surveyor’s fee, but sometimes this may be paid by the seller.

Title insurance binder: Commitment to issue a title insurance policy at future date.

Lender’s title insurance: The cost of the lender’s policy, which protects the lender’s investment.

Owner’s title insurance: The cost of the owner’s policy, which protects the homeowner’s investment for as long as they, or their heirs, own the property.

Settlement: This fee is paid to the settlement agent or escrow holder. Responsibility for payment of this fee can be negotiated between the seller and the buyer.

Title search: The fee to search the public records of the property you are purchasing.

Document Preparation: This fee covers the cost of preparation of final legal papers, such as a mortgage, deed of trust, note or deed.

Notary: This fee is charged for the cost of having a person who is licensed as a notary public swear to the fact that the persons named in the documents did, in fact, sign them.

Attorney fees: Both the homebuyer and the seller might have their own legal representation to prepare and record legal documents. Frequently, however, where an attorney is acting as a settlement agent, there may only be one involved in the closing. Who pays for those services is a matter of contract negotiation.

Recording fees: These fees may be paid by you or by the seller, depending upon your agreement of sale with the seller. The buyer usually pays the fees for legally recording the new deed and mortgage.

Transfer tax: This tax is collected in some localities whenever property changes hands or a mortgage loan is made, can be quite large and are set by state and/or local governments. City, county and/or state tax stamps may have to be purchased as well.

Homeowner’s insurance premium: This insurance protects you and the lender against loss due to fire, windstorm, and natural hazards. Lenders often require the borrower to bring to the settlement a paid-up first year’s policy or to pay for the first year’s premium at settlement.

Mortgage insurance premium: The lender may require you to pay your first year’s mortgage insurance premium or a lump sum premium that covers the life of the loan, in advance, at the settlement.

Prepaid interest: This is money you pay at closing in order to get the interest paid up through the first of the month.

Property taxes: Usually six months of county property taxes.

Home warranty: Fee for an insurance policy to protect you from cost of unexpected failures to the major systems and appliances in your home. Are home warranties worth it? Here is an article to help you decide.

Real estate commission: This is the total dollar amount of the real estate broker’s sales commission, which is usually paid by the seller. This commission is typically a percentage of the selling price of the home.

Buyers working with Pointe South Real Estate can lean on their team of experienced agents to review the loan estimate provided by the lender. The agents can explain the estimated closing costs in detail, answer any questions, and ensure buyers have a clear understanding of the financial obligations involved. The expertise of the agents helps buyers avoid surprises and make informed decisions.

Throughout the process, Pointe South Real Estate’s team of agents is there to lend their expertise and support. They can assist buyers in gathering and organizing all necessary documents, ensuring a smooth closing day experience. Buyers can trust their Pointe South Real Estate agent to proactively provide requested information, streamline the closing process, and minimize any potential delays.

In summary, understanding real estate closing costs is essential for buyers, and Pointe South Real Estate’s team of agents is there to provide guidance and support. With their assistance, buyers can navigate the closing process with confidence, knowing they have a trusted advocate by their side. By reviewing the loan estimate, conducting due diligence, budgeting effectively, and leaning on their Pointe South Real Estate agent, buyers can ensure a seamless closing day and a successful transition into their new home.

Call or email us today to begin your home search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

The 5 Hilarious and Fortuitous Origins of the Lucky Penny

People love the lucky penny for a variety of reasons. Firstly, these small coins carry a sense of nostalgia and tradition. Many individuals grew up hearing stories or beliefs surrounding the luck that a penny can bring, passed down from generation to generation. Additionally, finding a penny, especially in unexpected or serendipitous moments, gives a sense of excitement and hope. It serves as a reminder that even the smallest things in life can hold significance and bring about positive outcomes.

Moreover, the idea of a lucky penny provides a comforting and tangible symbol of good fortune, offering a sense of reassurance during challenging times. Whether it’s carried in a pocket, placed in a jar, or simply cherished for its symbolism, the love for lucky pennies stems from the human desire to embrace optimism and believe in the power of a little luck.

Today, in honor of National Lucky Penny Day, we embark on a whimsical journey through time to explore the mysterious origins of the “lucky penny.” Join us as we uncover the hilarious and fortuitous tales behind this beloved token of good luck.
  1. Ancient Beginnings: The Goose That Laid Copper Eggs
    Our story begins in ancient Rome, where an eccentric Emperor, Hilarious Maximus, declared that anyone who found a copper coin resembling an egg would be blessed with everlasting good fortune. Legend has it that a goose, trained by the Emperor’s court jester, Punny McPenny, was taught to lay these copper eggs. While the goose’s antics amused the masses, it also sparked the belief in the power of the “lucky penny.”
  2. Medieval Mischief: The Mischievous Minters
    During the Middle Ages, a group of mischievous minters took advantage of the superstitions surrounding the penny. They discovered that by secretly adding a pinch of powdered unicorn horn to the molten copper, they could create pennies with a hidden charm. These “enchanted” coins were believed to bring incredible luck to their possessors. Though the minters were eventually caught and their scheme exposed, the notion of the lucky penny persisted.
  3. Shakespearean Shenanigans: A Playful Prophecy
    Enter the witty world of William Shakespeare, where even pennies played a role. In “The Merchant of Venice,” the character Launcelot Gobbo famously flips a penny to determine his fate. The comical scene resonated with audiences, and soon, people began attributing the penny with divination powers. It became customary for folks to flip a penny when faced with a difficult decision, trusting in its whimsical guidance.
  4. Revolutionary Revelations: Coincidental Connections
    Fast forward to the American Revolution, where a peculiar coincidence further cemented the penny’s lucky status. During the Siege of Yorktown, General Washington’s troops discovered a mysterious penny buried near their camp. In a twist of fate, this penny bore the date 1776, the year of America’s independence declaration. Considered a sign from above, the penny was cherished as a symbol of victory and good fortune, sparking a trend of carrying pennies for luck.
  5. Modern Marvels: Lincoln’s Lucky Legacy
    Finally, we arrive in the 20th century, where Abraham Lincoln enters the stage. In 1909, to commemorate the centennial of Lincoln’s birth, the U.S. Mint released the first Lincoln penny. This iconic coin quickly became associated with luck, and people started referring to it as the “lucky penny.” From that moment on, the penny embedded itself into popular culture, inspiring countless traditions and serving as a charming symbol of good fortune. Here is a great kids book that covers this topic!

And there you have it, dear readers—a hilarious and fortuitous journey through the whimsical history of the lucky penny! From Rome’s copper egg-laying goose to Shakespearean divination and Revolutionary revelations, this humble coin has woven its way into our lives with its comedic tales and serendipitous associations. So, on this National Lucky Penny Day, embrace the magic and humor of the “lucky penny” tradition. May you stumble upon many pennies and countless moments of unexpected fortune!

Speaking of fortune, you don’t need a lucky penny to work with our Pointe South Rentals & Real Estate team! We’re lucky to work with you, and will bring you good fortune with your real estate investments and real estate transactions. We love being your resource for all things real estate along the Gulf Coast and to help you find or sell your one-of-a-kind lucky penny home!

Remember, even if you don’t find a penny, the true treasure lies in the joy and laughter this tradition brings. Happy National Lucky Penny Day!

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com

LuckyPennyDay #HistoryofPennies #FortunateFinds #PointeSouth #PointeSouthDifference

Exciting Summer Vibes: 5 Must-Attend Events Along the Gulf Coast in June

Summer is just around the corner, and the Gulf Coast is gearing up for a month filled with unforgettable events and experiences. From the pristine beaches of Orange Beach to the scenic beauty of Navarre, June 2023 promises to be an exciting time to soak up the sun, enjoy live entertainment, and embrace the vibrant culture along this stunning stretch of coastline.

The events on the Gulf Coast from Orange Beach to Navarre are truly remarkable for several reasons. First and foremost, the breathtaking coastal setting sets the stage for unforgettable experiences. With pristine beaches, azure waters, and stunning sunsets, attendees are immersed in a picturesque backdrop that enhances the enjoyment of each event. Furthermore, the Gulf Coast boasts a vibrant cultural scene, blending Southern charm with coastal vibes. From music festivals to art exhibits and local cuisine, these events celebrate the unique heritage of the region, offering a diverse range of activities to cater to different interests. The strong sense of community that permeates the Gulf Coast creates a warm and welcoming atmosphere, fostering connections and leaving attendees with a sense of belonging. Finally, these events provide truly memorable experiences, allowing people to create cherished memories that will last a lifetime. Whether it’s witnessing awe-inspiring sand sculptures, savoring mouthwatering seafood, or dancing to live music, the events along the Gulf Coast from Orange Beach to Navarre offer an unmatched opportunity to revel in the joys of this extraordinary coastal region.

Let’s dive into some of the most anticipated events happening along the Gulf Coast this June.

1. Coastal Sounds Concert Series Date: Multiple Location: Various venues along the Gulf Coast

Get ready to groove to the beats of talented local musicians at the Coastal Sounds Concert Series. From rock and country to jazz and blues, this music series showcases a diverse range of artists. Grab a beach chair, relax with your toes in the sand, and let the rhythmic melodies wash over you as you enjoy breathtaking sunset views. Here are links to a few: Bands on the Beach, Blue Angels Music Blues on the Bay, Music at Meyer Park, and Tunes by the Dunes.

2. Annual Flora-Bama Fishing Rodeo Date: June 9-11 Location: Flora-Bama Ole River Grill

Calling all fishing enthusiasts! The Annual Flora-Bama Fishing Rodeo in Gulf Shores is an eagerly anticipated event that brings together fishing enthusiasts from all around. This exciting competition takes place against the backdrop of the beautiful Gulf of Mexico, offering participants an incredible angling experience. With a variety of categories and prize opportunities, anglers of all skill levels have a chance to showcase their fishing prowess. The rodeo fosters a sense of camaraderie and friendly competition, creating a vibrant atmosphere filled with excitement and anticipation. It’s not just about the fishing, though. The event also features live music, delicious food, and a festive atmosphere that truly captures the spirit of the Gulf Coast. The Annual Flora-Bama Fishing Rodeo is an absolute must-attend for fishing enthusiasts and anyone looking to enjoy a memorable weekend by the water. For more details, Click Here.

3. Clear Bottom Kayak Tours Date: June 5, 12, and 26 Location: Navarre Beach

Experience the wonder of Navarre Beach like never before with our exhilarating clear bottom kayak tours. These unique tours provide a one-of-a-kind opportunity to explore the pristine waters of Navarre Bay while enjoying a captivating view of the marine life beneath your kayak. As you glide over the crystal-clear waters, you’ll be amazed at the vibrant coral reefs, colorful fish, and other fascinating marine creatures that thrive beneath the surface. Their knowledgeable guides will share fascinating insights about the local ecosystem, ensuring an educational and engaging experience for all. Whether you’re a nature lover, an adventure seeker, or simply looking for a new way to appreciate the beauty of Navarre Beach, the clear bottom kayak tours are the perfect choice. Dive into the magical world beneath you and create memories that will last a lifetime. www.navarrebeachmarinesanctuary.org

4. Blue Angels Practice Schedule Date: Multiple Location: Pensacola NAM

Get ready for an exhilarating experience as you witness the awe-inspiring Blue Angels practice session! As the premier flight demonstration squadron of the United States Navy, the Blue Angels captivate audiences with their precision maneuvers and breathtaking aerial displays. Watching their practice sessions is a unique opportunity to witness their incredible skills up close and personal. The deafening roar of the jets, the synchronized formations, and the breathtaking maneuvers will leave you in awe. The Blue Angels’ precision, speed, and sheer talent will leave you on the edge of your seat, as they push the limits of aviation excellence. It’s an unforgettable experience that allows you to appreciate the dedication and expertise of these remarkable pilots. So grab a seat, look up to the sky, and prepare to be amazed by the incredible spectacle of the Blue Angels practice session! The National Naval Aviation Museum is pleased to open the flight line behind the museum to view Blue Angels practice flight demonstrations. Here is more information.

5. Fiesta Boat Parade Date: June 2 Location: Plaza de Luna, Downtown Pensacola

The Fiesta Boat Parade in Pensacola is an annual event that brings the community together for a vibrant and festive celebration. Set against the stunning backdrop of Pensacola Bay, this boat parade showcases a dazzling array of decorated vessels, each adorned with colorful lights, ornaments, and festive decorations. As the boats sail along the waterfront, spectators line the shores to cheer and revel in the festive atmosphere. The parade features a variety of boat types, from large yachts to small sailboats, all showcasing their unique and creative designs. The Fiesta Boat Parade is a true spectacle of creativity, community spirit, and holiday joy. It’s an event that brings smiles to faces, spreads cheer, and creates lasting memories for all who attend. Don’t miss out on this wonderful tradition that embodies the spirit of Pensacola’s vibrant coastal community.

As you plan your June itinerary, make sure to mark these exciting events along the Gulf Coast from Orange Beach to Navarre on your calendar. From toe-tapping concerts and thrilling fishing tournaments to our awe-inspiring Blue Angels and beautiful boats, the Gulf Coast offers an abundance of experiences that will make your summer unforgettable. So, pack your sunscreen, gather your loved ones, and get ready to create lifelong memories along this picturesque coastline.

If you happen to be driving by on your way to something fun, don’t forget to stop by our Pointe South office for a list of available properties or to just say “hello!” We are always here to help!

Call or email us today to begin your search!

Call us at 850.492.1148 or email us at contact@pointesouth.com